When a Prenup Typically Makes Sense
A prenup is common when one or both partners bring significant assets, expected inheritances, or business interests into the marriage. There is no fixed net worth threshold, but couples often consider a prenup when individual assets exceed roughly $100,000 to $200,000. The exact amount depends on your financial situation and goals.
What Counts Toward Your Net Worth
Net worth is calculated by subtracting your liabilities from your assets. Assets include savings, investments, real estate, retirement accounts, and business equity. Liabilities include mortgages, student loans, and credit card debt. Only the difference matters for prenup planning, not gross income alone.
How a Prenup Protects Your Assets
A prenup can define which property remains separate and which becomes marital property. It can also set terms for spousal support if the marriage ends. For details on how state laws affect these agreements, see the American Bar Association overview on prenuptial agreements at American Bar Association prenuptial agreements.
