What Is Median Household Net Worth
Median household net worth is the middle value when all U.S. households are ranked by net worth. Half of households have more, and half have less. It is different from the average, which can be skewed by very wealthy households.
Why Median Household Net Worth Matters
Median net worth shows typical household financial health better than the average. It helps policymakers, researchers, and families understand wealth distribution. The Federal Reserve publishes this data in its Survey of Consumer Finances.
How Median Household Net Worth Is Calculated
Net worth is total assets minus total debts. Assets include savings, investments, and home equity. Debts include mortgages, student loans, and credit cards. The median is the exact middle number in the full list of households.
For the latest official figures, see the Federal Reserve Survey of Consumer Finances at Federal Reserve Survey of Consumer Finances.
