What Is the Palladium Card
The palladium card is a premium credit card issued by select financial institutions, often marketed toward high-net-worth clients. It is typically made with a metal body and may carry a higher annual fee than standard cards.
Card Weight and Material
Metal cards like the palladium card are heavier than plastic cards because they use durable metal alloys. The exact weight varies by issuer and design, but users often notice the increased heft as a sign of premium construction.
Net Worth and Application
Issuers may consider your net worth when evaluating applications for premium metal cards. Net worth is calculated as your total assets minus total liabilities. A higher net worth can support a stronger application, though specific thresholds vary by institution. To apply, visit the official issuer website, complete the application form, and provide required financial documents for review.
